Debates
26 Nov 12
26 Nov 12
Here's a link to a list of the 1,471 entities that have received waivers from Obamacare. Out of a sense of mercy for you, I will not post the list. You can find it here.
http://commoncts.blogspot.com/2011/07/obamacare-waivers-list-is-up-to-1471.html?m=1
Why do 1,471 (and counting) entities need waivers for something so good and holy?
26 Nov 12
http://www.healthcare.gov/news/factsheets/2011/06/annuallimit06172011a.html
Annual Limits Policy: Protecting Consumers, Maintaining Options, and Building the Bridge to 2014
In 2014, the Affordable Care Act will ensure all Americans have access to high-quality, affordable, and comprehensive health insurance plans that cannot include lifetime or annual dollar limits on benefits.
To implement the ban on restrictive annual limits before 2014, most insurance plans began phasing out their annual limits in September 2010. Millions of Americans are now in plans that cannot impose annual limits below $750,000, and that limit will increase in the coming years until 2014 when no annual dollar limits will be permitted for non-grandfathered plans. The law also restricts the sale of new plans with low annual limits except under very limited circumstances.
Protecting Worker’s Coverage
A small number of workers and individuals only have access to limited benefit, or “mini-med,” plans with lower annual limits than are generally permitted by law and which can provide very limited protection from high health care costs. Employers and insurers estimated that requiring mini-med plans to comply with the new rules could cause mini-med premiums to increase significantly, forcing employers to drop coverage and leaving some workers without even the minimal insurance coverage they have today.
In order to protect coverage for workers in mini-med plans until more affordable and more valuable coverage is available in 2014, the law and regulations issued on annual limits allow the Department of Health and Human Services (HHS) to grant temporary waivers from this one provision of the law that phases out annual limits if compliance would result in a significant decrease in access to benefits or a significant increase in premiums. Plans that receive waivers must comply with all other provisions of the law and must alert consumers that the plan has restrictive coverage and includes low annual limits. Additionally, these waivers are temporary and, after 2014, no waivers of the annual limit provision are allowed...
The waivers are actually to help prevent some of the very "unintended consequences" of the PPACA that Sasquatch has made upwards of thirty posts about in as many days.
26 Nov 12
Originally posted by SoothfastReally. Because the Websites that don't spew government propaganda say that labor unions were the overwhelming recipients of waivers. The factual accounts say that a significant percentage of all waivers granted went to Nancy Pelosi's rich friends.
http://www.healthcare.gov/news/factsheets/2011/06/annuallimit06172011a.html
[quote]Annual Limits Policy: Protecting Consumers, Maintaining Options, and Building the Bridge to 2014
In 2014, the Affordable Care Act will ensure all Americans have access to high-quality, affordable, and comprehensive health insurance plans that cannot include lifetime or ...[text shortened]... sequences" of the PPACA that Sasquatch has made upwards of thirty posts about in as many days.
http://dailycaller.com/2012/01/06/labor-unions-primary-recipients-of-obamacare-waivers/
http://m.naturalnews.com/news/032944_Obamacare_waivers.html
Here's an account of the constitutional damage wrought by Obamacare:
http://www.americanthinker.com/2011/08/m-the_continuing_injustice_of_obamacare_waivers.html
26 Nov 12
Originally posted by sasquatch672Too bad your right-wing rags are in electronic form, or you'd be set for life with toilet paper.
Really. Because the Websites that don't spew government propaganda say that labor unions were the overwhelming recipients of waivers. The factual accounts say that a significant percentage of all waivers granted went to Nancy Pelosi's rich friends.
http://dailycaller.com/2012/01/06/labor-unions-primary-recipients-of-obamacare-waivers/
http://m. ...[text shortened]...
http://www.americanthinker.com/2011/08/m-the_continuing_injustice_of_obamacare_waivers.html
26 Nov 12
Originally posted by sasquatch672Does it not occur to you that labor unions have contracts, and they may be getting waivers so as to retain the health care arrangements they have under their current contracts? It says in one of your links that the waivers will expire in 2013 anyway.
Really. Because the Websites that don't spew government propaganda say that labor unions were the overwhelming recipients of waivers. The factual accounts say that a significant percentage of all waivers granted went to Nancy Pelosi's rich friends.
http://dailycaller.com/2012/01/06/labor-unions-primary-recipients-of-obamacare-waivers/
http://m. ...[text shortened]...
http://www.americanthinker.com/2011/08/m-the_continuing_injustice_of_obamacare_waivers.html
Unions pushed hard for passage of the PPACA, in case you've forgotten.
26 Nov 12
Originally posted by SoothfastThe waivers cover a tiny portion of insured employees in the country:
Does it not occur to you that labor unions have contracts, and they may be getting waivers so as to retain the health care arrangements they have under their current contracts? It says in one of your links that the waivers will expire in 2013 anyway.
Unions pushed hard for passage of the PPACA, in case you've forgotten.
GAO says in the report that about 3 million people were covered in approved plans and about 153,000 people were covered in denied plans. The total number of people covered in the approved plans represents about 2% of the people covered by private health insurance plans in 2009.
http://www.lifehealthpro.com/2011/06/15/gao-cciio-using-objective-standards-to-vet-ppaca-w
It's another disinformation campaign by right wingers to make a molehill into Mount Everest.
26 Nov 12
http://www.littler.com/publication-press/publication/health-care-reform-and-collective-bargaining-mid-term-and-long-term-st
Limited Waiver of Obligation to Bargain.
As the PPACA currently stands, subject to changes from litigation, regulation, or legislation, employers can anticipate having to make certain changes in response to the 2014 requirements including: (1) addressing the sufficiency and cost of coverage; (2) changing coverage options; (3) ceasing coverage; and/or (4) offering vouchers to employees electing not to be covered by the employer plan. All of these changes would be considered mandatory subjects of bargaining, meaning that an employer with a contract in effect in 2014 may not be able to make any of these changes unilaterally. As the union may not have an obligation even to discuss these changes during the life of the agreement, one option for employers is to obtain a limited waiver of its obligation to bargain over these changes with the union. Unlike the "me-too" provision, which would constitute a complete waiver of the obligation to bargain over any change, the limited waiver would permit the company to make only certain changes without bargaining. To be effective, this limited waiver must be clear and unmistakable in the way it is written.
<sarcasm>Yep, Sasquatch is right. It all looks pretty sinister to me.</sarcasm>
26 Nov 12
Originally posted by sasquatch672By the way, nobody cares about your morbid obsession with Nancy Pelosi. That you have to keep bringing her up is another indication that you've got nothing in your hand but a full house of jokers. The merits of the PPACA do not stand or fall based on what Nancy had for breakfast today or whatever she may or may not be doing to keep her constituents happy.
The factual accounts say that a significant percentage of all waivers granted went to Nancy Pelosi's rich friends.
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26 Nov 12
Originally posted by moon1969And survived both sc and electoral challenge.
What I love is that Obamacare is here to stay for generations. Will be solidified in our culture as is social security.
Thank you Mr. President for doing what many Presidents have tried for decades and could not deliver -- you delivered true healthcare reform.
26 Nov 12
Originally posted by sasquatch672You right wingers are all the same. To think that a democrat like Nancy Pelosi would ever do anything remotely unethical is blatantly absurd. Make no mistake, they have our back, espeically when we bend over. 😛
Here's a link to a list of the 1,471 entities that have received waivers from Obamacare. Out of a sense of mercy for you, I will not post the list. You can find it here.
http://commoncts.blogspot.com/2011/07/obamacare-waivers-list-is-up-to-1471.html?m=1
Why do 1,471 (and counting) entities need waivers for something so good and holy?
26 Nov 12
25%
Now, it's possible that GHI is lying about the ACA being the problem, but so far I don't see the ACA as being much of a solution.
http://www.emblemhealth.com/pdf/broker/2013rates/2013_GHI_Healthy_NY_Rate.pdf
http://www.nypost.com/p/news/local/manhattan/bamcare_has_just_made_me_icker_c1dBRZ6M3yuH27rAVnLsvN
26 Nov 12
1 edit
Originally posted by sh76It's very possible that you are lying about GHI saying "ACA being the problem". From your first link:
25%
Now, it's possible that GHI is lying about the ACA being the problem, but so far I don't see the ACA as being much of a solution.
http://www.emblemhealth.com/pdf/broker/2013rates/2013_GHI_Healthy_NY_Rate.pdf
http://www.nypost.com/p/news/local/manhattan/bamcare_has_just_made_me_icker_c1dBRZ6M3yuH27rAVnLsvN
Approximately 72.3 percent of the proposed increase comes from the
rising costs we pay to hospitals and doctors to provide our members’ care. That includes recent
increases to the negotiated rates we pay our providers, the higher costs of new treatments, and the
increase in the cost of new and more sophisticated prescription drugs.
In addition, many of our members are now requiring more services (including more costly medical
procedures and services). This increase in utilization is reflected in the proposed rate increase and
accounts for approximately 27.7 percent.
Furthermore, when costs for services increase while members maintain the same level of cost-sharing,
plan premiums must account for a greater percentage of medical costs.
A second portion of the proposed rate increase is for our administrative
expenses. This component includes costs we pay for a wide variety of services and functions, like
processing claims; upgrading systems needed to comply with state, federal and other legal
requirements; consumer education, which includes programs for managing chronic and complex
medical conditions as well as other wellness programs; maintaining our provider network; conducting
medical reviews; maintaining our customer service resources; and operating Web-based information
services. Our administrative costs also include taxes and other fees associated with medical services.
The GHI does say: In addition, pursuant to the Patient Protection and Affordable Care Act (PPACA), our rate increase
must include an Insurer’s Fee and a Reinsurance Assessment. The Insurer’s Fee, which applies only
to coverage that is fully insured, is permanent. The Reinsurance Assessment, which applies to all
commercial groups (both fully insured and self-funded), will be temporarily assessed from 2014 to
2016. While the full amount of these fees will apply to all business starting January 1, 2014, this
year’s rate increase request will include a portion of these amounts depending on how many months
your contract extends into 2014.
That is a minor, almost insignificant share.
It's best if you're going to make a hysterical claim not to provide a link that refutes it. You might want to make a note of that.
PS We both know that the NYS Insurance Department isn't going to approve a 24.5% premium hike. This is an opening bid in a negotiation.
EDIT: The Post article (which is over two years old) is even clearer:
EmblemHealth spokeswoman Ilene Margolin admitted that the firm could have been clearer in letters sent to policyholders, saying ObamaCare accounts for only a small portion of premium increases.