Where is all the ACA disasters?

Originally posted by caissad4
Dear bill78, The monthly premium for me is over $400 which would do absolutely nothing until the $4850 yearly deductible is met. Then it would cover 60% of doctor visits and prescriptions. If you can actually think that is either affordable or even healthcare you have been drinking the Kool-Aid. Of course the website is a scam (totally screwed up). The ACA ...[text shortened]... mit it. I was a Democrat until recently. But Obama convinced me to never vote Democrat again. 😠

give up the cigarettes deefour and your premium will pay for itself!

Originally posted by JS357
What would be the likely cost if you went without? Shouldn't that be in your thinking?

Let's see. I make $8.00 an hr. If I miss 2 days work in a month one of my bills won't get paid. The last time I had health insurance was 1998. I cannot afford health insurance and am one major health issue away from living under a bridge. Sometimes you roll the dice because you have to, not because you want to.
My concern right now is the $ fine imposed from no coverage.

Originally posted by robbie carrobie
give up the cigarettes deefour and your premium will pay for itself!

Wrong! A good friend who doesn't smoke has a premium over $300 per month. Junkies and alcoholics have lower premiums than me.

Originally posted by caissad4
Wrong! A good friend who doesn't smoke has a premium over $300 per month. Junkies and alcoholics have lower premiums than me.

Even at that, if you spend say $100 dollars a month on cigarettes ( I think in Texas cigarettes are $8 a packet making the estimation not inconceivable) you would save $100 dollars on that alone, your premium if not halved would come to say the $300 mark and with the extra $100 you saved from buying cigarettes takes your premium in real terms to $200 effectively halving it and you would feel awesome besides.

Originally posted by robbie carrobie
Even at that, if you spend say $100 dollars a month on cigarettes ( I think in Texas cigarettes are $8 a packet making the estimation not inconceivable) you would save $100 dollars on that alone, your premium if not halved would come to say the $300 mark and with the extra $100 you saved from buying cigarettes takes your premium in real terms to $200 effectively halving it and you would feel awesome besides.

And then I can afford a health insurance policy with a $4850 deductible. Are you missing the point that these are junk policies ?? 🙄🙄

Originally posted by caissad4
And then I can afford a health insurance policy with a $4850 deductible. Are you missing the point that these are junk policies ?? 🙄🙄

Perhaps I am, I dunno, never the less, junk or no junk caissa the bottom line is the bottom line and while I understand that you have every right to claim self determination if I was facing a bill of $400 every single month for what I considered to be junk Id fight with every fibre of my being to reduce it and if it meant taking drastic action then so be it!

Originally posted by caissad4
And then I can afford a health insurance policy with a $4850 deductible. Are you missing the point that these are junk policies ?? 🙄🙄

how much is the fine in comparison to the premium?

Originally posted by robbie carrobie
how much is the fine in comparison to the premium?

1% of gross income for the first year.
2% the 2nd
3rd year is $695
I hope the law is repealed or at least neutered.

Originally posted by caissad4
1% of gross income for the first year.
2% the 2nd
3rd year is $695
I hope the law is repealed or at least neutered.

it might be more affordable simply to take the hit if you really consider that the policies that you are being offered are junk.

Is the idea that as millions of more people sign up that the market will be flooded with new money making policies more affordable in theory?

Originally posted by robbie carrobie
it might be cheaper simply to take the hit if you really consider that the policies that you are being offered are junk.
Is the idea that as millions of more people sign up that the market will be flooded with new money making policies cheaper in theory?

Actually no. The insurance companies have already said that premiums will rise next year. I plan to take the hit. There really is no alternative.
I recommend buying health insurance company stocks. If you don't mind blood money, lol.

Originally posted by caissad4
Actually no. The insurance companies have already said that premiums will rise next year. I plan to take the hit. There really is no alternative.
I recommend buying health insurance company stocks. If you don't mind blood money, lol.

How can they rise if vastly more amount of money is entering the market? Something is not right there. I wonder what percentage of people will simply take a hit realising that it may be the most economically advantageous stance. Why not simply provide state hospitals and state doctors? You get state lawyers when you cannot afford legal representation, right? How hard can it be?

edit: I see that almost two-thirds of hospitals in the US were not-for-profit and publicly funded but that they were under too much financial pressure and came close to bankruptcy the blame being apportioned to the uninsured.

An increase in the number of uninsured Americans is straining many public hospitals to the point of bankruptcy, said Mark Wietecha, chairman of Kurt Salmon Associates Inc., an Atlanta health care consulting firm.

“The growth in uninsured people is far quicker than the money available for the public hospitals to care for them,” he said.

http://www.washingtontimes.com/news/2005/aug/16/20050816-102614-7824r/

Originally posted by robbie carrobie
How can they rise if vastly more amount of money is entering the market? Something is not right there. I wonder what percentage of people will simply take a hit realising that it may be the most economically advantageous stance. Why not simply provide state hospitals and state doctors? You get state lawyers when you cannot afford legal representation, right? How hard can it be?

The ins. co. say that the cost of healthcare rises every year and so should the cost of health insurance. Something is very wrong here. I would bet that the number taking the hit will be in the millions. If they provided state hospitals and state doctors it would negatively affect the income of health insurance companies. Where you live, I bet healthcare isn't just about making money for corporations.

Originally posted by caissad4
The ins. co. say that the cost of healthcare rises every year and so should the cost of health insurance. Something is very wrong here. I would bet that the number taking the hit will be in the millions. If they provided state hospitals and state doctors it would negatively affect the income of health insurance companies. Where you live, I bet healthcare isn't just about making money for corporations.

Clearly there is a disparity that exists between a States willingess to provide health care and its ability to do so in financial terms. If as has been alleged that the sheer numbers of uninsured persons who were making use of the service overwhelmed it to the point of bankruptcy then something needed to be done. I simply don't think that private health insurance is the answer for its open to abuse on so many levels. It would be much better for the U.S to adobt the Canadian model which has a national health insurance system ensuring that costs are met without being concerned with profit.

Originally posted by robbie carrobie
how much is the fine in comparison to the premium?

Obama is just following the example of his Islamic brothers. You can reject what I'm saying you must do, as long as you pay the extra tax for doing so.

Milk those who disagree with you so that you can become richer and they become poorer.

Originally posted by Eladar
Obama is just following the example of his Islamic brothers. You can reject what I'm saying you must do, as long as you pay the extra tax for doing so.

Milk those who disagree with you so that you can become richer and they become poorer.

Dude you are wired to da moon and seemingly incapable of rational thought, like Normbanal. I dont believe that you really believe that.